SIPF Helpline Number : 1800 180 6268
RGHS Helpline Number : 181

General Insurance

General Insurance is a contract under which various risks converges are provided to the property of any institution after receiving annual premium from the institutions. It is different from Life Insurance where life of a person is insured.

In Rajasthan, general insurance job is being carried out by State Insurance and Provident Fund Department since 1991. SIPF Department Is authorised to provide general insurance services by the Government of India vide Reg. No. 572 dated 26-05-1992.

The fund will act as an insurer for all government departments, corporations, Statutory Bodies, Co-operative Sectors etc...

At present general insurance business is completely non-tariff business. Under non-tariff business the premium and the terms and conditions of the policy are decided by the insurance organisation according to the nature and size of the business.

Various General Insurance coverage provided by this department are as under:

  • Fire Insurance
  • Marine Insurance (In Land Transit Road/Rail)
  • Motor Insurance
  • Miscellaneous Insurance
    • Burglary & House Breaking
    • Money Policy
    • Fidelity Guarantee Policy
  • Workmen’s Compensation Policy (Act)
  • Group Personal Accident Policy
  • Erection Policy
  • Machinery Breakdown Policy
  • Boiler - Explosion Policy
  • Contractor’s All Risk Insurance
  • Bankers Indemnity Insurance (Non Tariff)
  • Contractors Plant and Machinery
  • Baggage Insurance (Non Tariff)
  • Public Liability (Non Tariff)
  • Mediclaim Policy Insurance (Individual & Group)
  • Student Safety Accidental Insurance Scheme
  • Industrial All Risks Insurance
  • Electronic Equipment Insurance


All Claims are settled as per the terms & conditions of the Policy.

Important Clients of the Department

  • Rajasthan State Electric Companies
  • Kota Thermal Power Station
  • Rajasthan State Small Industries Corporation
  • Rajasthan State Mines & Minerals Ltd.
  • Rajasthan State Co-operative Spinning & Weaving Mills Federation Ltd.
  • Tilam Sangh, Rajasthan
  • Rajasthan State Ganganagar Sugar Mills Ltd.
  • Rajasthan State Consumer Federation Ltd.
  • Central Co-operative Banks/District Land Development Banks
  • Rajasthan Finance Corporation
  • Jaipur Development Authority
  • Municipal Corporations/Councils
  • District Rural Development Authorities
  • Rajasthan Co-operative Dairy Federations